How to Grow and Care for the Money Tree: A Family Potted Guide Anyone Can Understand

The money tree is a common foliage plant in flower markets, usually referring to the Queensland umbrella tree (Schefflera actinophylla) of the genus Schefflera in the Araliaceae family, also known as the large-leaf umbrella tree or Australian ivy palm, though in some regions tall trees such as the fragrant rosewood are also called money trees. Because its name suggests wealth and good fortune and its form is imposing, it is often used to decorate living rooms and offices.

The money tree has palmately compound leaves, with long oval leaflets that are deep green and glossy, and upright branches, with the layers of leaves resembling an open green umbrella, making it highly ornamental. It is relatively shade-tolerant and adapts well to indoor light, so it is not difficult to care for day to day and is very suitable for beginners.

For care, simply place it in bright indirect light and avoid direct blazing sun, otherwise the leaves are easily scorched. Water according to the principle of letting the soil dry before watering again, as long-term waterlogging in the pot easily causes root rot and yellow leaves; in winter, when temperatures are low, water should be reduced appropriately, and attention should be paid to cold protection and warmth. During the growing season, apply light fertilizer frequently, keep the environment well ventilated, and the plant will grow more vigorously.

The money tree is mostly grown as a large potted plant and placed in living rooms, studies, lobbies and other locations; it not only adds greenery but also carries the fine meaning of attracting wealth and bringing blessings, making it a popular choice for home greening and gifting.

If yellowing or drooping leaves appear during care, it is most likely related to overwatering, light that is too weak, or sudden temperature changes; you can first adjust the placement and watering frequency. If spots appear on the leaves, promptly remove the diseased leaves and improve ventilation, and it will generally recover gradually.