How much can a retired rural teacher receive per month in 2020?

Previously, rural standards were not very good, and many people were unwilling to come, but some people, in order to develop rural culture and education, were willing to stay in rural mountain areas to teach. As the country vigorously promotes rural development, the salaries and benefits of many rural teachers have now improved. So how much does a retired rural teacher receive per month in 2020? Let's find out below.

Employees participating in basic social pension insurance must reach the retirement age stipulated by the state and province. Normal retirement: men aged 60 or above, women aged 50 or above (female workers who have long been in management and technical positions are 55 or above). The amount a retired rural teacher can receive per month is basically the teacher's pre-retirement salary multiplied by 0.8, which is roughly the pension amount. Therefore, the retirement salary is greatly related to the composition of the teacher's salary. The salary a teacher usually receives is a single amount, but this amount is made up of many parts. After a teacher retires, many parts disappear, causing losses. The actual losses are of the following three types:

1. Housing provident fund

This is a hidden benefit for the teaching profession. Both the employee and the employer contribute the same amount, which is deposited into the personal provident fund for employees to use for housing, renting, and other living expenses. Although for rural teachers it cannot be put to 100% use, after retirement this money can be recovered, and it will also continue to accrue a small amount of interest, equivalent to a fixed deposit. However, this benefit is only available to serving employees.

2. Performance pay

Among the salary received by serving teachers, one portion is performance pay awarded to employees for excellent work performance. After a teacher retires, it is impossible for them to remain in their original position, and there is no longer any work performance to speak of, so from the effective date of resignation there is no longer any performance pay. Generally, performance pay is about 600 yuan per month.

3. Rural subsidy

This is a benefit unique to rural teachers, and can also be regarded as a small preferential treatment given by the state to rural teachers. According to the distance from the county seat, the minimum is more than 100 yuan, and the maximum is more than 1,000 yuan. But since it is a subsidy obtained through work, it is also normal not to receive it after retirement.

Therefore, a teacher's salary after retirement is at least 1,000-2,000 yuan less than while working. According to statistics, a high school teacher who has been retired for more than ten years currently receives a pension of about 6,000 yuan per month. In a small county town, this treatment belongs to the upper-middle class.

In fact, the pension is to a large extent greatly related to the amount and duration of social insurance contributions made by employees while they were working, because the contribution ratio of social pension insurance differs for each employee, and policies may change every year. Therefore, it is impossible to say for certain how much it will be each month; there are differences between north and south as well as policy differences.

But as a teacher, the salary after retirement is still acceptable. In short, teaching is a profession that does not earn a lot of money, but it should not be impoverished. Basic living is absolutely guaranteed. As long as you do not have serious illnesses after retirement, you can absolutely be sure that your quality of life will not be affected.