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Crop price insurance lets farmers lock in profits without losses
If paying more than 20 yuan per mu in insurance premiums could guarantee the profitability of grain farming, I would certainly be willing to pay. The speaker is Liu Jianlin, a major grain farmer in Xueyan Town, Wujin District, Changzhou City. This year he planted more than 600 mu of rice; half of the plots yielded more than 650 kg of paddy per mu, while the other half could not be harvested in time due to rainy weather and yielded only 450 kg per mu. Moreover, this year the price of paddy was 0.46 yuan per kg lower than last year, so the profitability of grain farming was much worse than in previous years.
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Farmers can now get loans more easily, and banks feel safer about lending
They would rather forgo a 100,000 yuan fiscal subsidy and still hope to obtain a 1 million yuan loan. This one remark lays bare the thirst of new-type agricultural business entities for finance. Modern agriculture cannot do without finance, yet "difficult loans" and "expensive loans" have long plagued business entities, becoming "growing pains." Li
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