Can a money tree recover to normal after being frozen?

The money tree (Pachira aquatica) is a plant with very poor cold tolerance. When the winter temperature drops below 10°C, it is relatively prone to cold damage and poor growth. And when the ambient temperature falls below 5°C, it will suffer frostbite or even freeze to death.
Whether a money tree can fully recover after being frozen mainly depends on the extent of the cold damage and whether it is handled properly. If the cold damage is relatively mild, with only the leaf tips turning dry and withered, it is generally enough to promptly place it indoors in a warm spot with plenty of scattered light and keep the ambient temperature above 10°C. After a period of care, it will usually gradually return to normal.
But if the cold damage is somewhat more serious, with its branches and leaves already showing many adverse symptoms such as withering, yellowing, leaf drop and rotting leaves, then handling it becomes more troublesome. Moreover, the frostbitten branches and leaves cannot be repaired, so they can only be cut off, and then the care and management methods must be adjusted promptly. It usually takes 1-2 months of care before it can gradually resume normal growth and thus return to a normal state.
During this period, besides cutting off the frozen parts to avoid wasting nutrients and adding burden to the roots, it is also necessary to spray the leaves or drench the roots of the plant with medication. Gibberellin or naphthaleneacetic acid propyl ester is generally recommended; both leaf spraying and root drenching give good results, and the two can even be combined for use, achieving twice the result with half the effort. After such treatment, the plant can usually still recover.
But if the root system of the money tree has been damaged by freezing, then it is generally quite difficult to recover, or even impossible to recover. However, in order to save the plant, we usually need to cut off its rotten roots and also cut off most of the branches and leaves to reduce consumption. Then soak the roots in a potassium permanganate solution to disinfect and sterilize them, let the wounds dry, and then repot it, waiting for it to sprout and grow leaves again.
It can be seen that the money tree is not only prone to root rot from watering, but also prone to root damage from freezing. For cases of root damage, handling is generally more troublesome, usually requiring root pruning combined with repotting, followed by care, to save it. As for branches and leaves showing cold damage, handling is generally simpler, and after 1-2 months of care it can be restored to normal.