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Farmers can now get loans more easily, and banks feel safer about lending
They would rather forgo a 100,000 yuan fiscal subsidy and still hope to obtain a 1 million yuan loan. This one remark lays bare the thirst of new-type agricultural business entities for finance. Modern agriculture cannot do without finance, yet "difficult loans" and "expensive loans" have long plagued business entities, becoming "growing pains." Li
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Banks collectively raise online banking transfer fees, Agricultural Bank raises prices 10-fold
After the ATM incident over bank service fee collection, it recently emerged that the Agricultural Bank had raised its online banking transfer fees to 10 times the original price without prior notice on its website. Yesterday, an industry insider sent this newspaper a 2006 fee schedule for over-the-counter transfers at various banks, and after comparing it with current service prices and making inquiries, it was found that many banks had substantially raised the relevant fees. "In the future, when calculating inflation
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Central Bank's Zhang Jin: Opening Up the "Last Mile" of Rural Finance
Economic Observer reporter Wu Qiaofa. The "last mile" of rural financial services remains to be opened up. Given the production characteristics of rural areas, the funds farmers need often involve problems such as small amounts, high costs, and the lack of effective collateral, which to a certain extent restricts traditional financial institutions from issuing agricultural loans, and the problem of farmers' difficulty in obtaining financing remains prominent.
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Agricultural Bank of China Allocates 380 Billion Yuan to the Agriculture, Rural Areas and Farmers Sector
Agricultural Bank of China recently released its 2015 interim report. The report shows that in the first half of this year, the bank made serving agriculture, rural areas and farmers its strategic priority, focusing on financial services in key areas such as new types of agricultural business entities, water conservancy and urbanisation, with county-level loans increasing by 161.8 billion yuan. Ag
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Risks of Two Rights mortgage loans clarified: Central bank stresses red line on arable land must not be breached
A relevant official of the People's Bank of China answers reporters' questions on issues related to the pilot program for rural Two Rights mortgage loans. Recently, the State Council issued the "Guiding Opinions on Carrying Out the Pilot Program for Mortgage Loans on Rural Contracted Land Management Rights and Farmers' Housing Property Rights," and decided that the People's Bank
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Grain Bank Solves Farmers' Grain Storage Problem
Zhengzhou Lianwanjia Agricultural and Sideline Products Professional Cooperative is located in Langchenggang Town, Zhongmu County, Henan Province. After the cooperative was established in 2012, it contracted 2,600 mu of land in one go, planting wheat and corn on the south bank of the Yellow River, and subsequently contracted contiguous land in two more rounds. By 2014, the grain planting scale
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Important Innovation in Rural Land and Financial Reform
A relevant official of the central bank explains in detail the pilot program for mortgages on the two rural rights. The Opinions focus on meeting the real demand of traditional farmers and new agricultural business entities such as family farms to revitalize the stock assets of the two rights. The Opinions propose that the pilot must be lawful and orderly, voluntary,
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How to Break the Bottleneck in Agriculture-Related Credit? Government and Banks Join Hands to Explore a New Path
For small and micro enterprises in agriculture and poor farmers below the medium level, funding is a major problem for their survival and development, which requires providers of "three rural" financial services to uphold the concept of breaking even with small profits. As a weak link in the real economy, the "three rural" sector urgently needs financial
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The grain bank model is good, but promoting and applying it is not easy
Grain in Ear is busy, with three or two rounds of work. It is again the wheat harvest season, threshing grain and collecting grain have once more become important matters for farmer friends. How to store the grain once it is brought home is even the most important matter among important matters. Because some farmers store it poorly, some of the grain they have obtained becomes moldy, and some sprouts, causing no small loss.
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Henan mushroom farmers rent riverbank forest land to develop under-forest shiitake mushroom economy
Recently, the bag-cultivated shiitake mushrooms developed by the Shunlin Edible Fungi Professional Cooperative in Lushi County, Henan Province, have been selling very well. It is understood that since last year, the cooperative has successively rented more than 700 mu of riverbank forest land in Zhang Village and Wang Village of Wenyu Township and Su Village of Fanli Town to grow shiitake mushrooms. This measure has not only developed
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