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Where does agricultural support lending get stuck? Unblocking the lifeblood of rural finance
The sun blazed like fire, and Deng Changhua was burning with anxiety. At the base of the Changhua Nursery Company in Qushui Village, Zhangshu City, Jiangxi, more than half of the 20-plus seedling greenhouses were dilapidated, and Deng Changhua, as the company manager, was busy repairing them with the workers. After eight or nine years of use, these greenhouses should have been retired long ago.
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After confirmation of rights, farms can apply for mortgage loans
"Cowsheds can be mortgaged for loans too!" When Xu Ying, a large-scale dairy cow farmer, received a bank loan of 5 million yuan, her surprise was written all over her face. Xu Ying is the chairman of Hedasifang Dairy Cow Breeding Farmers' Professional Cooperative in Qiqihar City, Heilongjiang Province. In the past two years, Heilongjiang Province has innovated livestock
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Farmers no longer face difficulty getting loans; they can apply as long as they have a guarantee or collateral
The cooperative has more than 500 farmer households holding shares and over a thousand mu of land contributed as shares. It produces high-quality waxy corn and engages in contract farming. Industrialized development requires a large amount of capital. Previously, because there was no collateral, it could not get loans from banks and often had to resort to private lending, which carried high interest and high
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Loans and tax cuts join forces, targeted regulation delivers precise drip irrigation to agriculture, rural areas and farmers
According to the website of the Chinese government, Premier Li Keqiang of the State Council presided over an executive meeting of the State Council on December 3, deploying the promotion of the Zhongguancun pilot policies on a larger scale, accelerating the construction of national independent innovation demonstration zones, and further encouraging mass entrepreneurship and mass innovation; it was decided
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How to Solve the Difficulty of Rural Loans? Innovation in Collateral Methods Brings New Ideas
Jianyang, located in the western Sichuan Basin, has long been known as the "Majestic Prefecture of the Land of Abundance" and is one of Sichuan's main production areas for grain and oil, meat, and fruit. Its mutton soup is famous nationwide, and the well-known Haidilao hot pot also originated here. To implement the spirit of the Third Plenary Session of the 18th Central Committee and the 2014 No. 1 Central
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Where exactly does the crux of farmers' difficulty in getting loans lie?
The difficulty farmers face in obtaining loans has a long history; it is an old problem. To be fair, the fact that this problem remains unresolved today is not due to government inaction; on the contrary, the government has taken great pains. So is it that banks are prejudiced against farmers? Of course not. Setting aside policy banks, commercial
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Breeding science and technology enterprises need more loan support
Insufficient funds and difficulty in obtaining loans have restricted and affected the development of crop breeding science and technology enterprises. Liu Fengzhi, a member of the National Committee of the Chinese People's Political Consultative Conference and director of the Fruit Research Institute of the Chinese Academy of Agricultural Sciences, said: At present, the financial institutions that provide loans to crop breeding science and technology enterprises are basically all commercial
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An Analysis of the Four Major Factors Behind Difficulties in Obtaining Loans for Farmers' Professional Cooperatives
Since the implementation of the "Law on Farmers' Professional Cooperatives," farmers' professional cooperatives have shown a trend of rapid development, injecting vitality into the advancement of modern agriculture. Linking farmers internally and markets externally, cooperatives are becoming a new engine for promoting modern agricultural development. But as a
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