Danjiangkou, Shiyan, Hubei: Financial resources help farmers get rich by raising fish
On June 27, after receiving a 100,000 yuan loan from the Shigu Branch of Danjiangkou Rural Commercial Bank, Xiao Jianguo, a large fish farmer in Pandao Village, Shigu Town, Danjiangkou City, finally relaxed his brow, which had been tightly furrowed for days.
Last year, repairing the slope protection of the fish pond cost a lot of money, and with the time to prepay for feed arriving again, Xiao Jianguo found it a bit hard to cope. After the credit staff of the Shigu Branch visited him at home and learned of Xiao Jianguo's financing needs, they issued him a 100,000 yuan loan in less than a week. This "timely rain" relieved his urgent need.
Xiao Jianguo is an old friend of the rural commercial bank. In 2010, Xiao Jianguo's fish pond was only 40 mu, and that year there was a flood. "At that time, it took only three days to grant me a 50,000 yuan loan, and only then were my dozens of mu of fish ponds preserved." Speaking of the first loan the rural commercial bank gave him, Xiao Jianguo's gratitude was evident beyond words. With years of support from the rural commercial bank, Old Xiao's fish pond scale expanded to 60 mu, and his two children also successfully attended university. In 2013, he also bought a commercial apartment in the urban area of Danjiangkou, improving the living environment for the whole family. Relying on the credit support of the rural commercial bank, Old Xiao's family's life became more and more prosperous. It is understood that in Danjiangkou City, there are more than 80 other farming households like Old Xiao that have developed with the support of the rural commercial bank's "financial resources."
In recent years, Danjiangkou Rural Commercial Bank has optimized the structure of credit allocation, kept a close eye on fishery aquaculture, and made every effort to help large farming and breeding households explore markets, find paths, and provide funds and information, "lending" farmers onto the road to prosperity. As of the end of June, Danjiangkou Rural Commercial Bank had cumulatively issued more than 26 million yuan in fishery aquaculture loans, and innovatively launched a regional credit product for fishery aquaculture joint guarantee loans, effectively solving the difficulty fishery aquaculture households have in obtaining loans.