2016 Interpretation of the Pension Insurance Policy for Land-Expropriated Farmers
The emergence of land-expropriated farmers is a normal phenomenon in the process of urbanization. In the course of industrialization, it is unavoidable that farmers' agricultural land is converted into non-agricultural land. In order to protect the rights and interests of land-expropriated farmers, the state has issued a pension insurance policy for land-expropriated farmers to safeguard farmers' rights and interests. Let us take a look at the pension insurance policy for land-expropriated farmers together below!
Application Conditions for Pension Insurance for Land-Expropriated Farmers
1. Agricultural population whose per capita cultivated land area is less than 0.3 mu (with the villager group as the unit) after the land is approved for expropriation according to law.
2. Land-expropriated farmers who were at least 16 years old at the time of land loss and who have not participated in the urban basic pension insurance, and who can provide original materials proving their status as land-expropriated farmers, including household registration, land expropriation agreements or contracts, and land contracting contracts under the joint production contract responsibility system, etc.
Application Process for Pension Insurance for Land-Expropriated Farmers
1. Required materials: photocopy of the second-round land contracting contract (roster, certificate), photocopy of the land expropriation agreement, photocopy of the person's ID card and household register, five 2-inch color photos from the same negative, and the "Application Form for Basic Pension Insurance Participation of Land-Expropriated Farmers" (in quadruplicate).
2. Application process: farmers who meet the requirements participate in pension insurance as a group → the village committee convenes a meeting for a vote → public notice for 7 days → fill in the "Application Form" and roster and sign and seal them, → submit to the people's government, public security bureau, and land and resources department for review → recheck and complete registration procedures.
How Are Pension Insurance Premiums Paid by Land-Expropriated Farmers?
1. Pooled fund: composed of government contributions, village (group) collective contributions, and other funds. The portion contributed by the village (group) collective is drawn and paid at 20% from the land compensation and resettlement fees.
2. Individual account: the voluntary individual contribution standards are divided into two tiers, 3600 yuan and 6600 yuan. Land-expropriated farmers may voluntarily choose one of the tiers, and once selected, it cannot be changed.
Pension Collection Standards for Land-Expropriated Farmers
1. Land-expropriated farmers who have reached the collection age: 80 yuan/month for those who have not personally contributed, 120 yuan/month for those who have personally contributed 3600 yuan, and 160 yuan/month for those who have personally contributed 6600 yuan.
2. Land-expropriated farmers included in pension insurance: from the month following the month in which men reach 60 years old and women reach 55 years old, they may enjoy the basic pension insurance benefits for land-expropriated farmers. For land-expropriated farmers who were not insured before the implementation of these measures, where men have now reached 60 years old and women have now reached 55 years old, the government shall pay the basic pension insurance benefits starting from the implementation of these measures.
Common Questions About Pension Insurance for Land-Expropriated Farmers
1. Which land-expropriated persons are not within the scope of unemployment insurance reference? Persons who lose land due to non-lawful land expropriation are not within the scope of land-expropriated farmers. Those who enjoy land contracting management rights but whose contracted land is leased or subleased by them are also not within the scope of protection. Land-expropriated farmers who are hired as staff of state organs and public institutions, or who join the military and later become officers, or who enjoy the basic pension insurance for urban employees, are also not within the scope of protection.
2. How can previously land-expropriated farmers participate in insurance? Before December 18, 2007, members of rural collective economic organizations who enjoyed second-round land contracting rights at the time of land expropriation may, on a voluntary basis, refer to these detailed rules and, with the village (neighborhood) as the unit, after verification by the municipal rural social insurance handling agency, pay basic pension insurance premiums according to the local contribution standards at the time of insurance participation and enjoy corresponding benefits.
3. How is the contribution standard determined? The monthly basic pension insurance contribution standard for land-expropriated farmers shall be based on the local urban resident monthly minimum living security standard on the date the land expropriation plan is approved.
4. What principles does the basic pension insurance for land-expropriated farmers follow? It follows the principles of voluntary insurance participation, a protection level compatible with the level of economic and social development, and a combination of shared contributions by individuals and collectives with government assistance.
5. How are land expropriation pension insurance benefits collected? Pensions are distributed through socialized payment. In the month when the insured person reaches the prescribed age, the person shall, with the "Pension Insurance Handbook for Land-Expropriated Rural Residents" and citizen ID card and bank passbook (ICBC, ABC, Postal Savings), go to the social insurance office to complete the relevant procedures. For newly insured villages, the social insurance office shall uniformly distribute them in the village.
6. How are individual account refund procedures handled?
① Death after retirement: the handling person shall carry the original ID card of the handling person, the original cremation invoice from the funeral home, and a certificate from the village committee where the person was located (which must state the time of death and the name of the handling person).
② Death while employed: the handling person shall carry the original ID card of the handling person, the original cremation invoice from the funeral home, a certificate from the village committee where the person was located, and the "Pension Insurance Handbook for Land-Expropriated Rural Residents".
③ Household registration moved out: the person moving out shall carry their original ID card, the "Pension Security Handbook for Land-Expropriated Rural Residents", a certificate from the village committee of the place moved out from, and a household registration certificate or household register from the police station of the place moved to.
④ Already participating in the basic pension insurance for urban enterprise employees: the person shall carry the "Urban Employee Pension Insurance Handbook", original ID card, and the "Pension Insurance Handbook for Land-Expropriated Rural Residents" to handle the refund procedures.