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How can the sustainable development of small-scale agricultural loans be promoted?
Small-scale agricultural loans are a major innovation of rural credit cooperatives in serving agriculture, rural areas and farmers, and are the golden brand of rural credit cooperatives in supporting agriculture. Rural credit cooperatives should actively do a good job in microcredit, make full use of this platform, and earnestly fulfill their social responsibilities. First, the funding amount for small-scale agricultural loans should be substantially increased. With the rural
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"Loan fraud" incident sounds alarm for rural financial security
Many farmers in Tianzhen County, Datong City, Shanxi, discovered that they had inexplicably been saddled with loans that were overdue and unpaid, with the lending bank being the Tianzhen County Rural Credit Cooperative Union. Word of this spread quickly, and many local people, worried that they might suffer the same fate, rushed
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How Land Revenue Guarantee Loans Break the Bottleneck in Grain Production
Capital is an indispensable and important resource for developing grain production. Without sufficient production capital, grain production cannot proceed. With the large-scale emergence of new types of agricultural business entities such as large grain growers, family farms and farmers' professional cooperatives, the
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Agricultural enterprises face financing and loan difficulties due to lack of guarantees; funding problems urgently need to be solved
In recent years, bottlenecks have also appeared in the advancement of China's agricultural industrialization, and one notable issue is that many agriculture-related enterprises, on the road to becoming bigger and stronger, have encountered loan difficulties and high loan costs to varying degrees, becoming an unavoidable
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Land revenue guarantee loans let farmers taste the sweetness
At the Longshan Agricultural Professional Farm in Dongshengyong Town, Longjing City, Yanbian Prefecture, Jilin Province, legal representative Wang Lichen and workers load premium packaged rice into trucks, ready to deliver to designated customers. The farm has already formed an integrated model spanning planting, harvesting, processing and sales.
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Cross-year grain and oil purchases receive 210.9 billion yuan in loan support from the Agricultural Development Bank
Information from the Agricultural Development Bank of China shows that from January to April 2015, the bank issued a total of 210.9 billion yuan in various grain and oil purchase loans, an increase of 27.598 billion yuan year-on-year, a growth rate of 15.06%. Of this, grain loans amounted to 207.351 billion yuan, an increase of 27.998 billion yuan year-on-year, a growth
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Subsidies and loans join forces for spring plowing as localities take multiple measures to safeguard farmers' production
In this year's spring plowing and spring sowing, besides actively promoting advanced agricultural facilities and technologies, localities are also helping farmers through subsidies, loans and other means. Jing Maoxiang, a major grain grower in Tangshan Town, Huantai County, Shandong, has contracted 2500 mu of wheat fields this year. These past two days, Huantai County's
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What other services can the Agricultural Bank of China provide to farmers?
"My loan is now repaid quarterly, and during the busy farming season I really can't spare the attention, so it would be great if the repayment cycle could be extended." said Mei Jun, a post-80s family farm owner in Yonghong Village, Touzao Town, Dongtai City, Jiangsu. Nie Ming, a major grain grower from Xintaizi Town, Tieling County, Tieling City, Liaoning
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An Analysis of the Four Major Factors Behind Difficulties in Obtaining Loans for Farmers' Professional Cooperatives
Since the implementation of the "Law on Farmers' Professional Cooperatives," farmers' professional cooperatives have shown a trend of rapid development, injecting vitality into the advancement of modern agriculture. Linking farmers internally and markets externally, cooperatives are becoming a new engine for promoting modern agricultural development. But as a
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Breeding science and technology enterprises need more loan support
Insufficient funds and difficulty in obtaining loans have restricted and affected the development of crop breeding science and technology enterprises. Liu Fengzhi, a member of the National Committee of the Chinese People's Political Consultative Conference and director of the Fruit Research Institute of the Chinese Academy of Agricultural Sciences, said: At present, the financial institutions that provide loans to crop breeding science and technology enterprises are basically all commercial
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