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Central Bank's Zhang Jin: Opening Up the "Last Mile" of Rural Finance
Economic Observer reporter Wu Qiaofa. The "last mile" of rural financial services remains to be opened up. Given the production characteristics of rural areas, the funds farmers need often involve problems such as small amounts, high costs, and the lack of effective collateral, which to a certain extent restricts traditional financial institutions from issuing agricultural loans, and the problem of farmers' difficulty in obtaining financing remains prominent.
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How Can the Rural Financial System Be Innovated? Agricultural Insurance Cannot Be Rushed
For China to achieve the grand goal of agricultural modernization, an efficient new-type rural financial system is indispensable. The central government supports the development of new-type rural cooperative financial organizations, and proposes that on the basis of farmers' cooperatives and supply and marketing cooperatives that are democratically managed, standardized in operation, and strong in driving force
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The key to rural financial reform lies in innovation
2015 County-level Finance Annual Conference proposes: The key to rural financial reform lies in innovation "County-level economic development cannot be separated from financial support. At present, China's economy is in a critical period of structural adjustment. Traditional industries such as the energy industry and manufacturing are generally plagued by overcapacity, while emerging industries are clearly on the rise. This means that rural financial institutions need to choose the right investment direction and innovate financial products around emerging demand, so as to better guide the development of the rural real economy." At the recently held 2015 China County-level Finance Annual Conference, Feng Haifa, director of the Economic Bureau of the Central Policy Research Office, said.
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